Group Health Insurance Open Enrollment

2012 GROUP HEALTH INSURANCE
OPEN ENROLLMENT

Group Health Insurance Open Enrollment

Changes made during open enrollment will be effective January 1, 2012 through December 31, 2012. Employees with open enrollment changes must make them on the Internet site by Monday,
October 31, 2011. Employees must use the "Employee Self Service Center" at the Internet site to
do the following:

• make an election regarding the Non-Tobacco Users Discount;
• enroll in Flexible Spending Accounts;
• apply for HealthyKIDS program;
• enroll in a medical plan - Plan A, Plan B or Plan C;
• add, change or drop your coverage;
• add or drop vision coverage;
• add or drop dependents from medical, dental or vision coverage;
• change your pretax payment status.

How to Access Open Enrollment on the Internet

Open enrollment for group health insurance and flexible spending accounts for Plan Year 2012 will be in October on the Internet via the accessKansas website - http://www.kansas.gov/employee/ - through the Employee Self-Service Center.

Employees will need their State of Kansas (SOK) Employee Identification Number to log in (this is not your PSU ID number). Employee will find this 11-digit alpha/numeric ID on their electronic pay stub on GUS. Information regarding your password is contained in the Open Enrollment memo dated September 20, 2011 or may be received by contacting HRS by phone (Ext. 4187 or Ext. 4121). HRS will not provide the password to employees by email.

If you have problems logging in, call the Employee Self Service Help Desk toll free at 1-866-999-3001.

Non-Tobacco Users Discount

A discount of $20 per pay period ($40 per month) will be available to non-tobacco users or tobacco users that enroll and complete the HealthQuest tobacco cessation program. Employees must make an election during the Internet Open Enrollment process. Misrepresentation of tobacco status may result in the loss of employer contribution toward cost of coverage.

Click here to view the Tobacco Status Options for Plan Year 2012.

Group Health Insurance Providers - Employees can choose from three medical plan designs - Plan A, Plan B or Plan C. All plans have three medical provider networks to choose from - Blue Cross/Blue Shield, Coventry/PHS, and United Health. A comparison chart of the medical plans is available in the booklet.

Flexible Spending Accounts (FSA) Enrollment
Employees must enroll on the Internet to participate in either the Dependent Care or Health Care Flexible Spending Account(s) in 2012 by Monday, October 31, 2011. Employees must enroll in FSA each year to participate.

For Dependent Care FSA, this is a calendar year program for services received January 1 to December 31, 2012.

For Plan Year 2012, Health Care FSA will have a "grace period." Therefore, expenses eligible for reimbursement are those incurred from January 1, 2013, through March 15, 2013. Reimbursement requests must be received by April 30, 2013.

Deductions for FSA will be semi-monthly as well. After you have estimated your annual amount, divide that amount by the appropriate number of deductions to get the paycheck deduction amount.

• 12-month employees - divide by 24 deductions
• 9, 10 & 11-month employees - divide by 16 deductions

*Subject to tax filing status

A Debit Card option will be available in 2012 for the health care flexible spending account.  There is a $12 service fee per year.  The annual fee is not refundable if the employee elects to quit using the card. Employees that currently have the FSA Debit Card will NOT receive a new Debit Card for 2012, and the card will automatically continue.  Some documentation may still have to be sent to ASI.

NOTE: For Healthcare FSA participants that do not wish to continue their FSA Debit Card for 2012, the
participant must call ASI at (800) 659-3035 by December 15, 2011 to have their debit card
discontinued. If the participant does not contact ASI by this date, the non-refundable $12.00 annual
fee will be deducted from the participant's first 2012 paycheck.

HealthyKIDS Program

This program helps eligible state employees with the cost of children's health insurance coverage. Eligible employees will have 90% of the children component of dependent coverage paid by the state. Eligibility guidelines are established by the HealthWave program.

If you believe you are eligible for HealthyKids, you must complete the Open Enrollment process on line.  Employees who are currently HealthyKids participants will be required to reapply for approval for 2012. HRS will be notified if you qualify for the program, and premium adjustments will be made.